Welcome to the Mortgage Innovation & Technology Awards 2025!

The Mortgage Innovation & Technology Awards (MITAs) celebrate the visionaries, disruptors, and digital pioneers who are reshaping the future of the mortgage industry.

From breakthrough platforms and transformative partnerships to outstanding individuals driving real change, the Awards shine a spotlight on those pushing boundaries and setting new standards. Whether you're building smarter solutions, improving customer journeys, or leading the charge in AI, automation, or data - this is your moment.

Powered by Mortgage Strategy, the Awards form a key part of Mortgage Innovation & Technology Live - a one-day event dedicated to the ideas and technologies defining tomorrow's mortgage experience.

Join us as we celebrate the standout people, platforms, and progress shaping the industry's next chapter.


Entries for the MITAs are now closed. Thank you for your submissions.

How to enter

ENTRIES ARE NOW CLOSED!

As a tech-led business, are you driving change and innovation in the mortgage or protection sectors? Should you be recognised for your forward-thinking and cutting-edge tech?

Here’s how to get involved and demonstrate how your innovation or collaboration is making a difference.


Step 1: Choose Your Categories

Start exploring our award categories and decide which one (or more) best showcases your technical expertise.

Your tech might be breaking new ground in product sourcing, origination, mortgage submission or fraud detection.

Your CRM system might be setting the standard for others to follow. There could be an exceptional individual within your team who is driving innovation within the mortgage sector.

Alternatively, you might want to highlight a standout collaboration with another company or organisation that has delivered exceptional value and innovation within the industry.

Wherever your creativity and expertise lie, there’s a category for you.

We welcome entries from across the mortgage and protection ecosystem.

If you’ve introduced bold new ways of thinking, delivered better outcomes, or helped move the industry forward, we want to hear from you.

You can enter as an individual, team, or organisation and may enter up to three categories. Just be sure to check the criteria for each one before submitting.


Step 2: Submit Your Entry

Each category requires a short online entry form, where you'll be asked to:

  • Highlight your key achievements
  • Demonstrate the impact and results of your innovation
  • Share how your work is advancing the mortgage industry

Entries can be submitted by individuals or on behalf of others. We encourage peers, partners, and managers to nominate outstanding work too.

All categories are free to enter, and the deadline is 11.55pm, Friday 19 September 2025.

Before getting started, please ensure you have read our rules and guidelines.

All eligible and verified entries will be sent to the judges to review and score.


Step 3: Be Judged by Industry Experts

All entries will be reviewed by a panel of respected judges drawn from across the mortgage and fintech landscape. Judges will review and score the entries, and the highest-scoring firms will create the shortlist, which will be announced in late October.

They’ll be looking for evidence of:

  • Innovation and originality
  • Measurable results
  • Industry impact
  • A clear commitment to progress and excellence

The MITAs focus on achievements from the past 18 months, with a strong emphasis on developments since September 2023.


Step 4: Celebrate with the Industry

Winners will be revealed live at the MITAs ceremony, taking place on Tuesday 9 December 2025 in Central London, as part of the Mortgage Innovation & Technology Live conference.

All shortlisted individuals and teams will be invited to join the celebration alongside industry leaders, innovators, and peers.

 Top tips for an entry!

1. Plan ahead

Review the entry criteria early and map out how you’ll showcase your innovation. Keep the deadline in mind so you don’t rush at the last minute.

2. Tell your story

Explain the challenges you solved, the strategies you used, and the measurable impact you achieved. Show the judges the passion and purpose behind your work.

3. Draft first

Write your answers in a separate document before uploading. This makes it easier to edit, refine, and share with colleagues for feedback.

4. Make it visual

Strengthen your submission with relevant data, charts, images, or supporting documents that bring your achievements to life.

5. Proof and perfect

Check your spelling, grammar, and clarity, and then have someone else review it. A polished entry can make all the difference.

Categories

View the categories and criteria below. Please note entries are now closed! 

Please be sure to read the How to Enter and Rules and Guidelines for Entry for more information.

If you have any queries, please get in touch with Vicky Finch.

This award acknowledges the provider offering the most swift and user-friendly mortgage affordability technology. By enabling the input of clearly defined financial details, the tech solution can produce a fast and trusted borrowing estimate in seconds.

This item is not available

Best Affordability Technology

Open to technology providers, aggregators and fintech firms who have launched or enhanced an affordability checking solution that demonstrably assists mortgage brokers. 

Firms should demonstrate:

  • Innovation in designing affordability testing technology for mortgage advisers
  • A strong track record of delivering accurate, fast and flexible assessments of what a client can borrow
  • Evidence of improving broker efficiency, compliance, and client outcomes through tech refinements.
  • Clear commitment to Treating Customers Fairly (TCF) through accessibility, transparency and timely support

This award recognises the CRM software solution that has the edge when it comes to enhancing the broker/client relationship as well as simplifying the mortgage adviser’s workflow. A system that provides a streamlined approach to client interactions and delivers greater efficiency and lead management.

This item is not available

Best CRM System for Mortgage Professionals

Criteria:

Open to technology providers who have launched or enhanced a CRM system that clearly assists mortgage brokers in the day to day running of their business. 

Firms should demonstrate:

  • Innovation in the design of a CRM system for mortgage advisers
  • A track record of managing contacts, streamlining workflows, supporting client communication and ensuring compliance.
  • Evidence of improving broker efficiency, compliance, and client service through tech refinements.
  • Clear commitment to Treating Customers Fairly (TCF) through accessible tools, transparent processes and timely support
  • A CRM system that works seamlessly with brokers’ existing mortgage tech -i.e sourcing, lender portals

This award recognises a search system for mortgage brokers that has the edge on its peers when it comes to making the placement of mortgage business simpler and speedier.

Ease of use and integration that helps the broker save time, strengthen compliance and increase client turnover.
This item is not available

Best Criteria Search Solution


Open to technology providers, aggregators and fintech firms who have launched or enhanced a criteria search solution that evidently supports mortgage brokers in their advisory role. 

Firms should demonstrate:

  • Innovation in designing criteria searching technology for mortgage advisers
  • A strong track record of delivering accurate and speedy data to find lenders that match a client’s specific circumstances.
  • Evidence of improving broker efficiency, compliance, and client outcomes through platform refinements.
  • Clear commitment to Treating Customers Fairly (TCF) through accessible tools, transparent processes and timely support
  • In addition to extensive lender coverage, evidence of detailed and flexible search parameters

This award recognises firms that focus on protecting clients and the industry from fraudulent activity, a matter of fundamental importance to financial organisations. The commitment to combatting fraud through technology must be clear and innovative and can relate to the prevention and detection of any scam relating to the misuse of the mortgage lending process.

This item is not available

Best Fraud Detection and Prevention Technology

Firms should demonstrate:

  • A deep understanding of fraud risks across the financial services ecosystem, including identity theft, transactional fraud, and application fraud
  • Innovative use of technology to detect, prevent, and respond to emerging fraud threats
  • Proven results in reducing fraud losses

A track record of adapting to evolving regulations and compliance requirements

This award acknowledges the submission platform that can offer significant time saving benefits when requesting and receiving decisions in principle (DIPs). By being fast and flexible the platform frees up time for the broker to spend on face-to-face client meetings.

This item is not available

Best Mortgage Submission Platform

Open to technology providers, aggregators and fintech firms who have launched or enhanced a mortgage submission platform that demonstrably assists mortgage brokers. 

Firms should demonstrate:

  • Innovation in designing mortgage submission technology for advisers
  • A strong track record of streamlining the DIP to full application process, reducing duplication and ensuring accuracy
  • Evidence of improving broker efficiency, compliance, and client outcomes through tech upgrades
  • Clear commitment to Treating Customers Fairly (TCF) through accessibility, transparency and ongoing support
  • Efficient, trusted and reliable two-way data flow syncing client data from CRM/fact-find directly into application forms

This award recognises the most innovative and effective technology solution that streamlines the entire mortgage origination process—from Decision in Principle (DIP) to formal mortgage offer. The winning solution will demonstrate excellence in delivering a seamless, efficient, and transparent experience for both lenders and borrowers.

This item is not available

Best Origination Technology

Open to technology providers, aggregators and fintech firms who have launched or enhanced origination technology that markedly assists mortgage brokers. 

Firms should demonstrate:

  • Innovation in designing origination technology for mortgage advisers
  • A strong track record of end-to-end process automation (DIP to offer) – effectively handling the entire mortgage lifecycle
  • Evidence of improving broker efficiency, compliance, and client outcomes through tech upgrades
  • Clear commitment to Treating Customers Fairly (TCF) through accessible tools, transparent processes, and ongoing support
  • Impeccable document management and customer verification
  • An ability to handle large volume business with minimal delay

This award recognises the best in breed product sourcing platform for mortgage brokers. A tech provider with a commitment to excellence and a track record of simplifying the mortgage search process with precision tools and real-time data.

This item is not available

Best Product Sourcing Innovation

Open to technology providers, aggregators and fintech firms who have launched or enhanced a product sourcing innovation that demonstrably supports mortgage brokers.

Firms should demonstrate:

  • Innovation in product sourcing technology tailored to mortgage brokers
  • A strong track record of delivering accurate, up-to-date lender information in a dynamic regulatory environment
  • Measurable improvements to broker efficiency, compliance, and client outcomes through platform enhancements
  • Commitment to Treating Customers Fairly (TCF) embedded in platform design, support, and training resources

This award celebrates the most outstanding technology or platform designed to support and deliver mortgage protection products, including life insurance, income protection, and critical illness cover. The winning solution will demonstrate innovation, usability, and effectiveness in helping advisers, lenders, or customers identify, quote, apply for, and manage protection policies seamlessly alongside the mortgage journey.
This item is not available

Best Protection Technology or Platform

Firms should demonstrate:

  • Deep understanding of the protection market and adviser needs across income, life, and critical illness cover
  • A proven record of adapting to evolving regulatory and compliance requirements in the protection space
  • Enhancements to the platform that improve both client outcomes and adviser experience
  • Clear commitment to Treating Customers Fairly (TCF) through accessible tools, transparent processes, and ongoing support

This award honours an exceptional individual who has demonstrated outstanding leadership, creativity, and impact in driving innovation within the mortgage industry. The Mortgage Innovation Champion of the Year is someone who has challenged the status quo, inspired change, and delivered meaningful improvements—whether through technology, process transformation, product development, or customer experience.
This item is not available

Innovation Champion of the Year

Open to individuals working in or serving the UK mortgage market, including lenders, brokers, fintechs, technology providers, and professional services.

Individuals should demonstrate:

  • Leadership in championing change—whether through technology, product development, or operational transformation—resulting in demonstrable impact for the business and/or wider market
  • Use of new ideas, technologies, or approaches that go beyond incremental improvements.
  • Willingness to challenge conventional thinking or disrupt traditional processes.
  • Influence on broader market thinking, policies, or standards.

 

This award recognises a standout collaboration between two or more organisations that has delivered exceptional value and innovation within the mortgage and protection industry. Whether between lenders and brokers, technology providers and financial institutions, or other strategic alliances, the winning partnership will demonstrate how working together has produced results that are mutual beneficial and boost the market.

This item is not available

Partnership of the Year

Firms should demonstrate:

  • A clearly defined and collaborative partnership between two or more organisations that mutually benefits their businesses and the mortgage market
  • Shared goals and strategic alignment that drive innovation, improve customer outcomes, or enhance operational efficiency across the mortgage journey
  • Tangible results delivered through the partnership, such as increased application speed, improved affordability assessments, enhanced product choice, or reduced drop-off rates

A proven ability to respond to regulatory, economic, or market challenges through joint problem-solving and agility

Key Dates

JULY

Entries open on 23 July:

Colleagues and individuals can nominate themselves or others within the industry.

SEPTEMBER

New deadline - entries close on 19 September:

All submissions will be collated and verified to proceed to the judging round.

OCTOBER

Judging:

A panel of expert judges from across the mortgage industry will review all submissions.

The shortlist will be announced in late October.

DECEMBER

Awards:

All shortlisted nominees will be invited to attend the awards ceremony, where we will announce the winners on Tuesday 9 December, after the Mortgage Innovation & Technology conference.

Venue

Convene

200 Aldersgate Street, St Paul's London, EC1A 4HD

Located in the heart of the City, just a short walk from St. Paul’s, Barbican, and Farringdon stations, Convene Aldersgate offers state-of-the-art meeting and event facilities in a modern and central London setting.

Find out more information of the venue here.

Accommodation

Details of preferential hotel rates in the area are available below.

view Preferential acommodation

Plan your journey to London